Wet & Dry Rot
We insure homes and businesses, and cover properties such as flats, terraced houses and mansions
Unlimited number of claims up to a maximum value of £50,000 for all claims in any policy year
All inspections and call out charges are covered by the policy and you do not have to pay any excess
Dry rot and wet rot in properties are the most frequent and serious causes of timber damage in domestic property. Wet and dry rot are a form of timber decay caused by fungal growth. They are one of the most damaging conditions your property can face, severely impacting on the structural integrity of it. Damp in the home, combined with a lack of ventilation, provide the ideal conditions for fungal attack on timber.
The nature and biology of wet and dry rot makes it vital to locate and eliminate the underlying source of moisture behind the outbreak. Roofing failures and leaking gutters are particularly damaging, allowing water to spread over large areas before being discovered. A specialist rot survey may require exposure work before the complete extent of the outbreak can be determined. Once this has been conducted the dry or wet rot treatment can begin.
Dry rot is a fungus that attacks timber in buildings. It is the most serious form of timber decay, and can spread rapidly if not treated. Find out how to identify dry rot in your property here.
Structural and decorative timber infected with fungal decay and woodworm infestation need to be removed and replaced by our timber repair specialists.
Dry rot is a serious concern that requires experienced and professional technical assistance to achieve an effective long-term solution. More information can be found here.
Wet rot can also cause significant structural damage to your property. Wet rot attacks timber in damp conditions and flourishes where structural defects in a property go unnoticed for long periods of time. Unlike dry rot, wet rot won't spread, as it requires a regular source of moisture.
Wet rot cannot develop into dry rot, but dry rot can develop on timber previously affected by wet rot. It is essential therefore to make sure that affected areas are treated to prevent further attack.
Dry rot can aggressively spread and search for new timber through masonry and concrete. Dry rot needs moisture to grow, coming from either penetrating damp or structural problems. The longer dry rot goes untreated the most damage it can do to your property.
Wet rot occurs when there are high levels of moisture, damp or condensation in a building. Find out how to identify wet rot in your property here.
Peter Cox Property Insurance provides protection against potential wet and dry rot outbreaks.